Terms of Service
Last updated: 2026-07-15
1. Agreement to Terms
By accessing or using Cedarfield Mind & Money, you agree to be bound by these Terms. If you do not agree, do not use the service.
2. Educational Services Only
We provide educational programs in financial psychology. We do not provide investment, legal, tax, or therapeutic services. No outcomes are guaranteed.
3. Accounts
- You must provide accurate information and keep your credentials secure.
- You are responsible for activities under your account.
- We may suspend or terminate accounts for violations of these Terms.
4. Acceptable Use
- Do not copy, redistribute, or resell content without permission.
- Do not disrupt or attempt to access the service unlawfully.
- Do not use the service to provide personalized financial advice without appropriate licensing.
5. Purchases and Payments
- Prices are shown in USD and may change without notice.
- Taxes may apply based on your location.
- We use third-party processors. We do not store full payment card data.
6. Refunds
Self-paced courses: refunds within 7 days if under 15% complete. Live cohorts: refunds until 48 hours before the first session. Certain promotions may be non-refundable and will be labeled accordingly.
7. Intellectual Property
All content is owned by Cedarfield Mind & Money or our licensors and protected by law. Licenses granted to you are personal, non-transferable, and revocable.
8. Certificates and CE
Certificates of completion may be issued. CE credits are offered only where explicitly indicated and subject to partner requirements.
9. Disclaimers
Services are provided “as is” without warranties. We disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement to the fullest extent permitted by law.
10. Limitation of Liability
To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages. Our total liability for claims relating to the service will not exceed the amounts paid by you in the 6 months prior to the claim.
11. Indemnification
You agree to indemnify and hold Cedarfield Mind & Money harmless from claims arising from your use of the service or violation of these Terms.
12. Changes
We may update these Terms. Continued use after changes constitutes acceptance. Material updates will be communicated via the site or email.
13. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of laws principles.
14. Contact
Email: [email protected] • Phone: +1 (415) 555-0147